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Experian Pay Later Account

Need a Pay Later account? You can apply online, and we'll check your eligibility upfront. You don't have to worry about your credit score being affected by it, and it only takes a few minutes

The Pay Later account allows you topay for your purchases in Healsway, whenever you need it. The loan is customized to your individual needs, with a credit limit and a personalised APR.

To apply, you need to:
  • at least 18 years old
  • Have a minimum net annual income of £10,000
  • Have been a UK resident for at least 3 years
  • Provide a telephone number
  • Have a bank account in your name which Direct Debits can be taken from
  • Have a full UK driving licence, valid UK or international passport, or an electricity bill (from within the last 3 months)

Pay Later:

Need a Pay Later account? Apply online and check your eligibility instantly, without affecting your credit score.

With a Pay Later account, you can shop at Healsway whenever needed, with a personalized credit limit and APR.

Key Benefits:
  • Flexible repayment options tailored to you.
  • No impact on your credit score for eligibility checks.
  • Instant approval & quick access to funds.